9 Ugly Truths About Retirement
I recently read an article titled 27 Ugly Truths About Retirement. Twenty-seven is a lot to wade through, so I pared the list down to
I recently read an article titled 27 Ugly Truths About Retirement. Twenty-seven is a lot to wade through, so I pared the list down to
In this two-part series, I want to explore the topic of legacy planning. Why is this overlooked practice so important? And what can we do
Is some money “better” than other money? Or is all money the same? Suppose you have $500,000 split equally between your TSP, a 401(k), a
I was having breakfast with a friend. After a long, fairly successful career, he is pondering a career change–returning to his former career. A Hard
Amanda only recently started thinking about saving and investing. Her coworker Elaine has been saving money for years and is close to retirement. Both, however,
All About Leaving Money to Adult Children Buy an insurance policy. Establish an IRA or 401(k). Open almost any kind of financial account. Among the
What are the worst retirement mistakes? Whether these five are “the worst” is certainly up for debate. (They’re not the only ways you can complicate
Craig is confused. His brother is urging him to invest systematically: “Just have $150 automatically deducted from each paycheck and put into your TSP. Over
When it comes to estate planning, too many people are careless. They never get around to creating a will or a trust. Or, maybe
The Sanders are considering taking money out of their IRA to help their youngest child purchase a home in Nashville, where property prices are soaring.
Should you invest in a company that sells products made overseas by underpaid or underaged workers? What about an industry with a terrible safety record
In finance, the Rule of 4% is a well-known concept. It’s been tested and proven to aid individuals in planning for retirement. What is this
Nobody wants to be stingy because nobody likes a Scrooge. Deep down, I’m convinced we all want to be generous–if for no other reason than
“Smart!” “Brilliant!” “A no-brainer” “SO glad I did it!” These are the kinds of comments we routinely hear about Roth conversions. However, it’s easy to
Say the phrase “risk in retirement,” and most people will fixate about one thing and one thing only: stock market risk. That is the main
You’d be surprised at how many people think retirement readiness involves just two factors: how old you are how much you’ve amassed in your portfolio
Unexpected tax bills or increased tax rates are no fun–especially in retirement. How can you reduce the taxes you’ll have to pay when you’re no
Can your behavior make a difference in the returns you get on your investments? And can unwise behavior actually sink your chance at a good
Most people believe that Roth retirement accounts don’t have any required minimum distributions (RMDs). Usually that’s the case. But, there are Roth Account RMD rules
There’s been a lot of discussion recently in the financial services industry about the difference between: (a) creating a financial plan; and (b) doing ongoing
The Secure Act 2.0 is now law in the U.S. This new legislation has features that many deem to be positive. But the rules pertaining
The question we’re tackling in this post and video is an important one. In fact, it was the most Googled question in 2020. It deals
Ask 100 people in their 50s and 60s: “What are some of the biggest issues in retirement?” You’ll likely hear answers like “insomnia,” “too many
The world of finance has a number of “four-letter words” that people consider dirty. Among them: But here we want to focus on another word—a
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