Articles & Resources

Unexpected tax bills or increased tax rates are no fun–especially in retirement.  How can you reduce the taxes you’ll have to pay when you’re no

Can your behavior make a difference in the returns you get on your investments? And can unwise behavior actually sink your chance at a good

Most people believe that Roth retirement accounts don’t have any required minimum distributions (RMDs). Usually that’s the case. But, there are Roth Account RMD rules

There’s been a lot of discussion recently in the financial services industry about the difference between: (a) creating a financial plan;  and (b) doing ongoing

The question we’re tackling in this post and video is an important one. In fact, it was the most Googled question in 2020. It deals

Ask 100 people in their 50s and 60s: “What are some of the biggest issues in retirement?”  You’ll likely hear answers like “insomnia,” “too many

The world of finance has a number of “four-letter words” that people consider dirty. Among them: But here we want to focus on another word—a

When people think about diversifying their investments, most think in categories like “stocks,” “bonds,” “real estate,” etc.   They don’t think about diversifying the tax status

When it comes to investing, everybody’s got a strong opinion, a great idea, or an urgent recommendation. Blue chip stocks. T-bills. Real estate. Cattle futures.

  Should you start receiving Social Security benefits as early as possible—i.e., at age 62? That’s the question we want to tackle here. First, a

  If you’re like most people, retirement planning probably feels like one big, confusing puzzle. What do you do? Where do you stick your money?

  At Christy Capital, we get frequent questions about Social Security benefits. One situation we’re often asked about is what happens if you retire in

  More and more people are talking about “values-based investing.”  What does that term mean? And how does values-based investing differ from traditional investing?  

    How do you live out the rest of your life and make sure that you finish well?   There are 100 people in

We’ve all seen retiree success stories.  Jim is a great example. Around his 60th birthday, something significant happened in Jim’s heart. While still doing his

At Christy Capital Management, we work with hundreds of people every year. Want to guess what question they ask us more than any other?  That’s

I think most people understand that life insurance has a death benefit that’s payable at your death but are there also living benefit?   Are there

The Four Factors Behind Every Retirement Decision Some people are incredibly decisive. Faced with a choice, they go with their gut. There’s no hesitation and

What is the difference between financial freedom and financial independence? When you hear that does it sound like the same thing to you? There are

Most people want to be retired. But wanting to be retired and actually being ready for retirement are two very different things. At Christy Capital,

Imagine trying to plan a vacation without knowing:        (a) when you’re leaving or    (b) how long you’ll be gone. Talk about