Retirement
The Basics of Estate Planning
When it comes to estate planning, too many people are careless. They never get around to creating a will or a trust. Or, maybe
Articles & Resources
to help you in retirement
Retirement
How much financial help should I give my adult kids?
The Sanders are considering taking money out of their IRA to help their youngest child purchase a home in Nashville, where property prices are soaring.
Federal Retirement
Social Security Taxation: What You Need to Know
Let’s tackle a topic that concerns many retirees: How–if at all–are Social Security benefits taxed? This issue sparks a lot of confusion, with some people
Retirement
Values-Based Investing: Aligning Your Portfolio with Your Principles
Should you invest in a company that sells products made overseas by underpaid or underaged workers? What about an industry with a terrible safety record
Federal Retirement
15 Questions Federal Employees Should Ask Before Retiring
Nobody wants to stumble into retirement unprepared. And at Christy Capital Management, we don’t want that for you. (That’s why our mission is to help
Retirement
The Rule of 4%: A Good Guide for Safeguarding Your Retirement?
In finance, the Rule of 4% is a well-known concept. It’s been tested and proven to aid individuals in planning for retirement. What is this
Retirement
How to Be Generous
Nobody wants to be stingy because nobody likes a Scrooge. Deep down, I’m convinced we all want to be generous–if for no other reason than
Federal Retirement
Is it Too Late to Start a Roth TSP?
When I’m talking with people about their federal retirement, they often say to me, “I only have a year or two until I retire, and
Federal Retirement
The 4 Most Common Roth Conversion Mistakes
“Smart!” “Brilliant!” “A no-brainer” “SO glad I did it!” These are the kinds of comments we routinely hear about Roth conversions. However, it’s easy to
Federal Retirement
7 Federal Retirement Risks (and how to fix them)
Say the phrase “risk in retirement,” and most people will fixate about one thing and one thing only: stock market risk. That is the main
Retirement
5 Questions to Help You Prepare for Retirement
You’d be surprised at how many people think retirement readiness involves just two factors: how old you are how much you’ve amassed in your portfolio
Federal Retirement
Six Reasons You Might Want to Do Roth Conversions
Over dinner friends of yours mention how they’ve recently started taking the money in their traditional IRA and moving or “converting” it into a Roth
Federal Retirement
Secrets to Reducing Taxes in Retirement
Unexpected tax bills or increased tax rates are no fun–especially in retirement. How can you reduce the taxes you’ll have to pay when you’re no
Federal Retirement
Does Investor Behavior Matter?
Can your behavior make a difference in the returns you get on your investments? And can unwise behavior actually sink your chance at a good
Retirement
The Roth Account RMD Rules that Most People Don’t Know
Most people believe that Roth retirement accounts don’t have any required minimum distributions (RMDs). Usually that’s the case. But, there are Roth Account RMD rules
Retirement
A Financial Plan or Financial Planning: Which Is More Important?
There’s been a lot of discussion recently in the financial services industry about the difference between: (a) creating a financial plan; and (b) doing ongoing
Federal Retirement
Is the Secure Act a Ticking Time Bomb?
The Secure Act 2.0 is now law in the U.S. This new legislation has features that many deem to be positive. But the rules pertaining
Federal Retirement
How Much Do I Need to Retire?
The question we’re tackling in this post and video is an important one. In fact, it was the most Googled question in 2020. It deals
Retirement
The Two Enemies of Retirement
Ask 100 people in their 50s and 60s: “What are some of the biggest issues in retirement?” You’ll likely hear answers like “insomnia,” “too many
Federal Retirement
Is Annuity a Bad Word…or a Good Option?
The world of finance has a number of “four-letter words” that people consider dirty. Among them: But here we want to focus on another word—a
Federal Retirement
Diversify Your Tax Buckets
When people think about diversifying their investments, most think in categories like “stocks,” “bonds,” “real estate,” etc. They don’t think about diversifying the tax status
Federal Retirement
The Four Fundamental Investment Rules
When it comes to investing, everybody’s got a strong opinion, a great idea, or an urgent recommendation. Blue chip stocks. T-bills. Real estate. Cattle futures.
Retirement
11 Reasons You Might Want to File for Social Security at Age 62
Should you start receiving Social Security benefits as early as possible—i.e., at age 62? That’s the question we want to tackle here. First, a
Federal Retirement
Which Retirement Account is Right for You
If you’re like most people, retirement planning probably feels like one big, confusing puzzle. What do you do? Where do you stick your money?
